Key person protection
Consider lost revenue, replacement costs, debt obligations, and continuity if a vital team member dies.
PROTECT WHAT YOU ARE BUILDING
The people behind the business matter.
Help protect business continuity and ownership value with insurance designed around the risks that could interrupt your plans.
Start a Business Insurance Review
A plan that reflects your priorities.
Buy sell and succession
Align coverage with a properly drafted agreement, business valuation, ownership structure, and transition plan.
Executive benefits
Evaluate insurance arrangements as part of a coordinated compensation and retention strategy.
KNOW BEFORE YOU DECIDEThe details matter.
The details matter.
So do the tradeoffs.
Agreement before execution
Insurance is a funding tool. The agreement and ownership structure determine how it serves the business.
Keep valuation current
Business value, debt, and ownership change. Review coverage and the plan after material events.
Coordinate your team
Legal, tax, accounting, and insurance professionals should evaluate the design together.
Important considerations
Coverage amounts are subject to medical and financial underwriting. Agreements, valuations, beneficiary provisions, ownership, employer notice and consent, and tax treatment require professional review.
M. H. LeBlang Insurance Services is not the issuing insurance company and does not guarantee the contract. Any contractual guarantees depend on the issuer’s claims-paying ability and the terms of the contract.
M. H. LeBlang Insurance Services and the licensed insurance producer may receive commissions and other compensation from the issuing insurance company. Compensation varies by product and carrier and creates a financial incentive.
LET’S MAKE THE NEXT STEP SIMPLE
Schedule a ConsultationYou don’t have to figure it out alone.
Start with a conversation. We’ll help you find a path that fits.